CIBC 636C LoanMaker Handheld Calculator
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![[Picture of Handheld Calculator]](images/627b_pix.jpg)
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If your calculator hasn't been updated within the
last year, you're not using the latest version of the software. That means
you don't have the latest CMHC Mortgage rates.
This
loan and mortgage calculator has many useful routines specially designed for CIBC Loan and
Mortgage Officers. It has been in use within CIBC since 1988.
See
636C Support for
information on changing the batteries, or to download the User's Guide.
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Personal Loan Routines
Compute personal Loans with Payment Protector insurance.
Compute the Total Debt Service and maximum personal loan
available based on a borrower's income and other loans.
Mortgage Loan Routines
Compute payments and mortgages for a variety of payment
frequencies and interest rate terms with credit insurance.
Compute Mortgage Gross Debt Service percentages.
Compute Blended Mortgages.
Compute CMHC fees (2003 Rates), required
down payment and mortgage
amount.
Compute an Equivalent Future Rate (EFR) to assist
borrowers in selecting shorter or longer interest terms.
Compute the Total Debt Service and maximum mortgage loan
available based on a borrower's income and other loans.
CIBC 636C LoanMaker Handheld
Calculator Support
Handheld Calculator Battery Replacement
To change batteries, you should first have the replacement
batteries at hand (two CR2032 Lithium batteries are required) and
a small screwdriver to remove the two screws on the back of the
calculator. Make sure you install the new batteries with the same
orientation (plus and minus) as the original batteries (this is
also shown on a diagram on the inside of the back cover).
The CR2032 battery is available at Radio Shack stores, camera
stores or departments, and other places that sell small
batteries. It is round, about 0.75 inches (19 mm) in diameter and
0.125 inches (3.175 mm) thick.
Click here for detailed Instructions on changing the handheld calculator batteries
(instructions are also in the User's Guide).
You may have to Configure the calculator
after replacing the batteries.
636C Handheld Calculator Software
Updates
This is a list of the most recent changes together with
the date they were made and the software Series
number. The most recent version is at the top of the following list.
This product is Year 2000 Compliant.
| Date |
Series |
Changes |
| Feb 2017 |
L92.3.5 |
Update CMHC routine with 2017 rates. |
| Nov 2003 |
L92.2.4 |
Update CMHC routine with 2003 rates effective July 2003. |
| Jan 1999 |
L92 |
Change default TDSR to 35% (was 40%)
Add personal loan life insurance rates for ages 65-69
Minor change in personal loan interest calculation to agree with on-line
system. Requires the loan start date to be entered. Y2K
Compliant.
Add Payment Protector plan with disability codes 11-13 (old 6-month
elimination disability plan removed)
Rework routine can be started by pushing Setup/Mod key and then the
Enter key
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| May 1998 |
L75 |
CMHC tables revised with 1998 rates,
first home buyer provision removed |
| Feb 1997 |
L48 |
CMHC tables revised with 1997 rate,
maximum of $180,000 removed
Add EFR (Equivalent Future Rate) routine for Mortgages |
| Jun 1995 |
K46 |
Add Ontario Effective Cost of Borrowing routine
Add Your Name Here capability |
| Dec 1990 |
C60 |
Initial release of PLIP II calculator |
636C User's Guide
To download the User's Guide, click 636C
User's Guide.
2021.09.15 | 